Some call it going above and beyond. Others say they give 110%. At Nations Lending, going beyond our stakeholders’ expectations is just the way we do business. Adding real value to our partnerships, customer experience and community engagement is the cornerstone of Nations Lending. With the full support and resources of Nations Lending’s corporate office, we can grow our businesses together, as partners.
WHY THE KENNEDY TEAM?
Name someone more ingrained in the regional real estate finance community than Tammy Kennedy. In her more than 22 years serving homeowners in both Mississippi and Tennessee, her team has built a reputation through expertise in helping first-time homebuyers, rural borrowers and veterans find the home financing that fits each client’s unique individual situation. But it goes deeper than that. The Kennedy Team routinely gives back to their community by sponsoring local law enforcement events, donating to their local Olive Branch food pantry during the pandemic and being active members of more than five local realtor boards in their immediate area.
Within Nations Lending, the Kennedy Team represents one of the fastest growing branches in the company. But above all else, the Kennedy Team is dedicated to you. Our team includes:
• Dale Kennedy
• Tammy Kennedy
• Susan Lee
• Chelsea Howard
• Megan Taylor
• Jo Andrada
• Angela Snell
• Hayden Brehm
• Kim Stewart
OUR COMMITMENT TO SERVICE:
Nations Lending stands behind its loan officers, and the partners with whom they work. Nations cares about people, and everything we do is about making sure clients have the smoothest possible homebuying experience. That focus on people and partnerships makes Nations one of the fastest growing lenders in the industry.
A prospective partnership between BDA, Inc. and our team will have the full support of the Nations Lending marketing team, as well as other departments, all the way up to the executives, back at our corporate office. The marketing team routinely offers direct, one-to-one service, and this partnership will be a company-wide priority.
Nations Lending is licensed to lend in all 50 states. We’re a one-stop shop for all kinds of mortgage lending scenarios.
• We’re a direct seller to Fannie, Freddie and Ginnie
• We service 96% of the loans we originate. We own the experience.
• In-house underwriting for 203K renovation loans and robust portfolio of Non-QM products, including Bank Statement Loans, Foreign Nationals, Asset Depletion and Non-Warrantable Condos*
With BDA, Inc.’s focus on land development throughout The South, Nations Lending can offer your home buyers the options they need to get their home financed the right way. We don’t shove clients into our favorite loan products; we let their unique borrower profile guide us toward the right financing.
Conventional Agency Loans, including:
• HomeReady/Home Possible – 3% down – income limits
• HomeOne/Standard 97 – 3% down – no income limits
• HomeStyle Energy
• HomeStyle Renovation
• RefiNow at Nations
FHA Loans, including:
• FHA – 3.5 down – no income limits
• FHA 203K Renovation loans
• VA Loans, including
• VA 100% - no down payment required – no income limits
• VA Jumbo loans
• VA New Construction
• VA Joint Loans
USDA Rural Development:
• USDA 100% - no down payment required – no income limits
Jumbo Loans, including:
• LTV’s as high as 89.99% with No Mortgage Insurance
• Loan amounts up to $5 Million
Access to over 80 state specific bond and housing programs across the country
• Includes the Chenoa Fund serving all 50 states w/ DPA assistance at 3.5% to 5%
We have the tools, including industry-leading CRM and Point of Sale systems, to give your community the buzz around town they deserve. These tools are free for our realtor partners, and we routinely provide detailed guidance on how your realtors can use these tools to bring in additional deals every month.
Leveraging our technology, we create single, co-branded websites for every community across the Nations, with the push of a button...
We can create a unique website for every floor plan in your community.
Need to create community flyers based on floor plans, events, or loan program flyers? We have your marketing covered.
Real Estate agent partners can bring their Open Houses into the 21st Century with this dynamic, handy tool. By signing in digitally, each Open House attendee can easily be placed on lead capture email journeys and slotted for other follow-up communications. The best part? Total Expert automates the communication and encourages the lead to contact the real estate agent, to keep agents from constantly playing follow-up with cold leads.
Nations Lending employs the industry-leading Blend Point-Of-Sale system, which makes the digital application and loan milestone process faster and easier than ever. We share the app with our realtor partners, and borrowers receive a simple link to the client portal, where they’ll start the loan process. Transparent communication means both real estate agent and loan originator stay informed on the client’s loan application every step of the way. Borrowers can simply snap photos of documents and upload them directly from their smartphone, and everyone gets notified at every loan milestone.
